{"id":7,"date":"2024-12-01T00:00:00","date_gmt":"2024-12-01T00:00:00","guid":{"rendered":"https:\/\/bebaak.co\/blog\/when-to-hire-a-full-time-cfo-vs-when-a-fractional-one-is-eno\/"},"modified":"2024-12-01T00:00:00","modified_gmt":"2024-12-01T00:00:00","slug":"when-to-hire-a-full-time-cfo-vs-when-a-fractional-one-is-eno","status":"publish","type":"post","link":"https:\/\/bebaak.co\/blog\/when-to-hire-a-full-time-cfo-vs-when-a-fractional-one-is-eno\/","title":{"rendered":"When to hire a full-time CFO vs when a fractional one is enough"},"content":{"rendered":"<h2>The CFO question every growing startup faces<\/h2>\n<p>At some point between seed and Series B, every founder asks: do I need a full-time CFO? The honest answer is: probably later than you think \u2014 and a fractional CFO gets you 80% of the value at 20% of the cost for longer than most founders expect.<\/p>\n<h2>What a full-time CFO actually does<\/h2>\n<p>A good CFO at a growth-stage startup does five things: investor relations and board reporting, financial planning and modelling, banking and debt relationships, team leadership, and strategic input on major decisions. Of these five, the first three can be handled effectively by a fractional CFO who is deeply embedded in the business. The last two require full-time presence.<\/p>\n<h2>You need a full-time CFO when<\/h2>\n<ul>\n<li>You have a finance team of 3+ people who need a senior leader on-site daily<\/li>\n<li>You are in active M&#038;A discussions requiring 40+ hours per week<\/li>\n<li>Your board has explicitly required a full-time CFO as a condition of the round<\/li>\n<li>Revenue is above \u20b9100Cr and financial complexity has outgrown a part-time engagement<\/li>\n<\/ul>\n<h2>Fractional is enough when<\/h2>\n<ul>\n<li>You are pre-Series B with a finance team of 1\u20132 people<\/li>\n<li>Your primary need is investor MIS, fundraise prep, and banking \u2014 not daily team management<\/li>\n<li>You want CFO-level thinking at \u20b925\u201360K\/month rather than \u20b912\u201320L\/year<\/li>\n<\/ul>\n<blockquote><p>The right question is not &#8220;do I need a CFO?&#8221; It is &#8220;what specifically do I need from a CFO right now?&#8221; Answer that first \u2014 and the decision becomes obvious.<\/p><\/blockquote>\n<div class=\"bb-ctabox\" style=\"background:#1F2D54;border-radius:12px;padding:34px;text-align:center;margin:44px 0 0;\">\n<div style=\"font-family:'DM Mono',monospace;font-size:10px;color:#B8770A;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px;\">Start today<\/div>\n<div style=\"font-family:'Cormorant Garamond',Georgia,serif;font-size:26px;font-weight:300;font-style:italic;color:#fff;margin-bottom:8px;line-height:1.3;\">Did this help? Get the full picture.<\/div>\n<div style=\"font-size:14px;color:rgba(255,255,255,.55);margin-bottom:22px;line-height:1.7;max-width:420px;margin-left:auto;margin-right:auto;\">Book a Health Check and find out exactly where your business stands \u2014 in 45 minutes. Written report in 24 hours. Refund guarantee.<\/div>\n<p><a href=\"https:\/\/wa.me\/919711187655?text=Hi%20Siba%2C%20I%20read%20your%20article%20and%20want%20to%20book%20a%20Health%20Check.\" target=\"_blank\" style=\"display:inline-block;background:#B8770A;color:#fff;font-size:14px;font-weight:500;padding:12px 26px;border-radius:40px;text-decoration:none;\">Book Health Check \u2014 &#8377;10,000<\/a><\/p>\n<div style=\"font-size:11px;color:rgba(255,255,255,.3);margin-top:10px;\">UPI on confirmation &nbsp;\u00b7&nbsp; Response within 4 hours<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The CFO question every growing startup facesAt some point between seed and Series B, every founder asks: do I need a full-time CFO? The honest answer is: probably later than you think \u2014 and a fraction&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-7","post","type-post","status-publish","format-standard","hentry","category-startup-finance"],"_links":{"self":[{"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/posts\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/posts\/7\/revisions"}],"wp:attachment":[{"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/media?parent=7"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/categories?post=7"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bebaak.co\/blog\/wp-json\/wp\/v2\/tags?post=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}