Bebaak Score · Business Health Check
A clear, scored view of your business's financial health.
Score reads your trial balance (from Tally, Zoho Books, QuickBooks, Excel or Bebaak Books) and produces a business health score with sub-scores for profitability, liquidity, leverage, efficiency and growth, plus the specific issues behind the number. You do not need to change your accounting system.
Early access₹ 499/month · excl. GSTEarly access: available to design partners now.
Who should use it
- Owners who want an honest view before a bank meeting or a big decision
- CAs and advisors who want a structured review for clients
- Lenders and investors doing a first look (with the business's consent)
Problems it solves
- Annual accounts arrive too late to act on
- You don't know which ratios a banker will look at
- No simple way to compare this year with last
Features by workflow
How Score works, step by step
1
Bring data
- Upload a trial balance (required) through Data Bridge
- Optional: prior-year trial balance for growth and trend
- Saved column mapping for next time
2
Analyse
- Validation checks before analysis (balanced TB, mapped accounts)
- Ratios grouped into five areas
- Findings ranked by severity
3
Act
- Score report with explanations in plain language
- What to fix first
- Re-run monthly or quarterly to track progress
Sample screen
What it looks like
Illustrative data. Your own figures appear once your books or files are in.
Overall score68 / 100
LiquidityWatch
ProfitabilityGood
| Finding | Area | Severity | |
|---|---|---|---|
| Receivable days rose to 74 | Efficiency | High | |
| Current ratio 1.12 | Liquidity | Medium | |
| Gross margin steady at 24% | Profitability | Good |
Example workflow
Start to finish
- Choose the goal "Health" in Data Bridge
- Upload your trial balance (CSV/XLSX); add last year's for trends
- Map any accounts Bebaak could not recognise; the mapping is saved
- Approve the validated data
- Read your score, findings and suggested next steps
Reports & outputs
- Business health score with five sub-scores
- Key ratios with explanations
- Ranked findings and suggested actions
- Period-on-period comparison (with prior-year TB)
Configuration & integrations
- Data Bridge: Tally, Zoho Books, QuickBooks, Xero or Excel exports, or the Bebaak template
- Works with Bebaak Books data directly
- Reviewer notes available with the HealthCheck service (₹999)
Plan & price
Score pricing
Per organisation per month, excluding GST. Annual billing saves up to 10%.
Score₹ 499/month · excl. GSTEarly access
Also included in:
- Finance Intelligence Bundle — Score, Cash, Nazar, Decisions — ₹2,499/month
- Capital Ready — Score + Capital — ₹1,999/month
14-day free trial. Plans include 1 / 5 / 10 users and 1 / 5 / 10 GB storage (Starter / Business / Professional).
See full pricingFAQs
Questions about Score
Is the free score on the website the same?
The website score is an indicative estimate from a few numbers you type. The Score app works on your full trial balance.
Which file do I need?
A trial balance for the period. Prior-year TB is optional and improves trend findings.
Is Score an audit or a credit rating?
No. It is an analysis tool to help you understand and improve. It is not an audit opinion or a credit rating.
Works well with
Related apps and solutions
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